Homeownership Programs: New Hampshire Housing offers a number of different homeownership programs to help make homeownership more affordable. While the specific programs may have different income limits, in general, we serve borrowers with incomes up to $169,900. We provide, low downpayment, cash for downpayment and closing costs and other targeted programs. Additional programs includes: Home First, which provides up to $10,000 in cash for downpayment and closing cost assistance, Purchase Rehab and the homebuyer tax credit. Benefits of this program include a one-time closing on your mortgage and rehabilitation loan. Home Preferred Manufactured Housing ROCs provides homebuyers and current homeowners in qualified New Hampshire Resident-Owned Communities (ROCs) with affordable conventional financing options, including a low fixed rate, low downpayment, and low mortgage insurance options.