Up to $15,000 in down payment assistance for homebuyers who are working and purchasing in eligible North Country communities.

Twin Pines Housing provides down payment grants and closing cost assistance to help reduce the purchase price of a home or condo for qualifying households. In exchange for this grant, homebuyers agree to limit their profit should they sell the home, allowing the home to remain affordable to future buyers of modest means. Twin Pines Housing is a fair housing provider.

HOMEteam is a nonprofit collaboration between NeighborWorks® Southern New Hampshire, CATCH Neighborhood Housing, and Lakes Region Community Developers; formed to deliver home ownership and financial wellness education, counseling, and assistance to individuals and families statewide. Our services include home buyer and financial literacy group education and landlord workshops, and one on-one counseling for those who complete a group seminar program.

Homeownership Programs: New Hampshire Housing offers a number of different homeownership programs to help make homeownership more affordable. While the specific programs may have different income limits, in general, we serve borrowers with incomes up to $169,900. We provide, low downpayment, cash for downpayment and closing costs and other targeted programs. Additional programs includes: Home First, which provides up to $10,000 in cash for downpayment and closing cost assistance, Purchase Rehab and the homebuyer tax credit. Benefits of this program include a one-time closing on your mortgage and rehabilitation loan. Home Preferred Manufactured Housing ROCs provides homebuyers and current homeowners in qualified New Hampshire Resident-Owned Communities (ROCs) with affordable conventional financing options, including a low fixed rate, low downpayment, and low mortgage insurance options.